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Underwriter - Commercial Lines - Mission Viejo, CA
Location:Mission Viejo, CA
Team:Commercial Lines
Job Type:Underwriting
FT/PT Status:Full Time
  

Job Title: Underwriter- Commercial Lines 

Location: Mission Viejo, CA

About Us: At USLI, we’re not just about insurance — we are committed to making a difference, both internally and externally. Our community is built upon five values: Caring, Attitude, Respect, Empathy and Energy. Our commitment to these values leads us to make better decisions and furthers our true sense of community. By joining our team, you'll be part of a vibrant organization that values innovation, collaboration and growth. Here, you’ll have the opportunity to shape the future of insurance and make a meaningful impact.

Your Role: As an underwriter, you’ll be at the heart of our operations, driving success by evaluating submissions, handling customer requests and building strong relationships. You’ll work in a dynamic environment where creativity and strategic thinking are highly valued. Join us to be part of a team that’s respected for delivering exceptional service and innovative solutions.

Key Responsibilities:

  • Evaluate and underwrite: Assess and manage submissions with precision, adhering to our guidelines and delegated authority

  • Customer engagement: Address quotes, re-quotes and endorsements with a customer-first mindset, ensuring top-tier service

  • Relationship building: Cultivate and maintain strong relationships with customers, addressing their needs and driving business growth

  • Collaborative approach: Partner with teams across Underwriting as well as Business Development, Claims, IT and more, contributing to a unified and effective operation

  • Innovative contribution: Stay ahead of the curve by researching market trends, analyzing competitive information and supporting product development

What You'll Bring:

  • Attitude: A positive and growth-focused mindset combined with a caring attitude committed to USLI’s success, with the grit and resiliency to make it happen

  • Customer-centric focus: A dedication to placing our customers at the center of everything you do

  • Analytical mindset: Strong decision-making abilities, with a blend of data analysis and critical thinking

  • Team collaboration: A proactive, team-oriented approach with excellent relationship-building skills

  • Adaptability: Ability to navigate and thrive in a fast-paced, evolving business landscape

Qualifications:

  • Experience: 3+ years of underwriting experience in Commercial Property and Casualty, Personal or Management and Professional Liability lines

  • Insurance-related course work (CPCU, RPLU, etc.) is a plus

  • Or: 5+ years in any of the following:

    • Other insurance roles (e.g., sales, claims, agent/broker)

    • Financial services (e.g., banking, mortgage, consulting)

    • Legal services (e.g., attorney, paralegal)

    • Travel: Willingness to travel as needed to maintain effective customer interactions (for travel roles).

Salary Range: $70,000-125,000